Saving with MPF and beyond: Why a goal-based, diversified strategy is the modern approach to retirement
4th August 2026 Key Takeaways Hong Kong’s MPF system is approaching HK$1.7 trillion in total assets, and 2025 delivered one of its best average net annual returns since 2017. By many measures, MPF is working — and it’s a strong foundation. But a foundation is not a complete house. The average MPF balance sits at […]









