MPF Ratings Endorsed
Products and services endorsed by MPF Ratings directly or indirectly improves the savings and retirement outcomes of the people of Hong Kong. As the leading independent provider of MPF research, views and education, an endorsement by MPF Ratings represents the highest level of trust, quality and confidence.
Learn more about our Endorsement Methodology
HKMC Annuity Limited - HKMC Annuity Plan
HKMC Annuity Plan is offered by HKMC Annuity Limited a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited which in turn is a wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund. The HKMC Annuity Plan is highly cost effective and flexible, and is designed to provide annuitants with a steady stream of guaranteed monthly annuity payments after paying a single premium enabling better planning for retirement.
Eligible customers must have a valid Hong Kong Permanent Identity Card and are 60 years or older. The plan is accessible for most Hong Kongers. Uniquely, no medical examination is required. Additionally, a minimum initial premium of only $50,000 is required while the plan also offers special withdrawals for medical and dental benefits.
Indigo Global – The Indigo Plan
Indigo designs, implements and manages premium group retirement, international pension and workplace saving solutions.
Uniquely, the indigo Plan can be installed for employers directly or utilized by industry participants through a white label arrangement with client plans governed and regulated under the ORSO legislation.
The indigo Plan contains numerous key administration, servicing, financial wellness and automation benefits that combine to enhance outcomes for employers, employees and industry players. A key feature of the plan is its cross-border capability, making it ideal for international employers.
From an MPF perspective, the indigo Plan complements MPF’s mandatory contributions offering a high-quality alternative to Voluntary and Special Voluntary Contributions.
The indigo Plan also provides access to investment options and currencies unavailable through the MPF system. Plus, the ability for members to make voluntary top up and personal contributions with flexible access, make it a versatile savings and retirement vehicle.
Transparently.ai - Manipulation Risk Analyzer (MRA)
Transparently aims to help its clients identify emerging company risks, improve their decision-making processes, and avoid losses. It does this through the power of its own AI and machine learning software, the Transparently Manipulation Risk Analyzer (MRA).
The MRA can uniquely assist MPF trustees discharge ESG obligations under the MPFA’s “Principles for Adopting Sustainable Investing in the Investment and Risk Management Processes of MPF Funds”, specifically Principle 7 which states “MPF trustees should disclose metrics and targets adopted by investment managers where available”. By assigning a unique score for companies in a portfolio and benchmark, Transparently’s MRA can generate metrics that enable investment managers to compare the relative accounting Governance risk of portfolios versus benchmark and make necessary changes to ensure better outcomes for MPF members.
