MPF Ratings Endorsed
Products and services endorsed by MPF Ratings directly or indirectly improves the savings and retirement outcomes of the people of Hong Kong. As the leading independent provider of MPF research, views and education, an endorsement by MPF Ratings represents the highest level of trust, quality and confidence.
Learn more about our Endorsement Methodology
Endowus
Endowus is an independent fund platform that stands out for its unique approach. Unlike other platforms, Endowus does not deal in direct shares, bonds, or private equities. Its fee structure is cost-effective and highly transparent, ensuring alignment with the interests of its customers.
Through Endowus, customers gain access to “best-in-class” funds that may not typically be available, along with expert advice on how to invest in these funds to achieve their financial goals. Currently, Endowus collaborates with over 80 global leading asset managers across all major asset classes, including hedge funds and private equity.
MPF Ratings has endorsed Endowus as an “MPFR Endorsed” product and provider, recognizing that its investment options can complement MPF. The organization’s business principles align with several key principles of the MPF system, particularly competitive fees and transparency. Endowus charges customers a “clean fee” based on their asset size and rebates all commissions received. This ensures that its investment strategy assessments are merit-based while also reducing costs for clients.
Syfe
Syfe is a leading investment platform in Asia and is designed to empower its customers to build their wealth for a better future in a cost-effective way.
The Syfe platform caters to the different wealth needs of individuals by offering diversified proprietary portfolios, cash management and income solutions. These portfolios, cash management programmes and income solutions are not ordinarily available through the MPF system, but importantly play a complimentary role to MPF, and by doing so, assists MPF members create a better diversified saving and investment portfolio on a total personal wealth/balance sheet basis.
Syfe’s user interface simplicity, complementarity to MPF, and diversification benefits are the primary reasons why MPF Ratings endorses Syfe as an “MPFR Endorsed” product and provider.
HKMC Annuity Limited - HKMC Annuity Plan
HKMC Annuity Plan is offered by HKMC Annuity Limited a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited which in turn is a wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund. The HKMC Annuity Plan is highly cost effective and flexible, and is designed to provide annuitants with a steady stream of guaranteed monthly annuity payments after paying a single premium enabling better planning for retirement.
Eligible customers must have a valid Hong Kong Permanent Identity Card and are 60 years or older. The plan is accessible for most Hong Kongers. Uniquely, no medical examination is required. Additionally, a minimum initial premium of only $50,000 is required while the plan also offers special withdrawals for medical and dental benefits.
Indigo Global – The Indigo Plan
Indigo designs, implements and manages premium group retirement, international pension and workplace saving solutions.
Uniquely, the indigo Plan can be installed for employers directly or utilized by industry participants through a white label arrangement with client plans governed and regulated under the ORSO legislation.
The indigo Plan contains numerous key administration, servicing, financial wellness and automation benefits that combine to enhance outcomes for employers, employees and industry players. A key feature of the plan is its cross-border capability, making it ideal for international employers.
From an MPF perspective, the indigo Plan complements MPF’s mandatory contributions offering a high-quality alternative to Voluntary and Special Voluntary Contributions.
The indigo Plan also provides access to investment options and currencies unavailable through the MPF system. Plus, the ability for members to make voluntary top up and personal contributions with flexible access, make it a versatile savings and retirement vehicle.
Transparently.ai - Manipulation Risk Analyzer (MRA)
Transparently aims to help its clients identify emerging company risks, improve their decision-making processes, and avoid losses. It does this through the power of its own AI and machine learning software, the Transparently Manipulation Risk Analyzer (MRA).
The MRA can uniquely assist MPF trustees discharge ESG obligations under the MPFA’s “Principles for Adopting Sustainable Investing in the Investment and Risk Management Processes of MPF Funds”, specifically Principle 7 which states “MPF trustees should disclose metrics and targets adopted by investment managers where available”. By assigning a unique score for companies in a portfolio and benchmark, Transparently’s MRA can generate metrics that enable investment managers to compare the relative accounting Governance risk of portfolios versus benchmark and make necessary changes to ensure better outcomes for MPF members.
