Mr MPF

9th February 2023 MPF has just recorded is best ever start to a calendar year ever, with average MPF investment returns up over 6% in January and average account balances growing by more than $15,000. In my experience people are tempted to make rash and impulsive decisions, such as, selling in falling markets to cut […]

2nd February 2023 I’m staring at three red packets received from my uncle has just given me. They’re for my three sons. People tell me I’m “so” lucky. Three boys! I must be proud and doubtless they’ll succeed in life; whatever success really means. Truthfully, I am lucky and I am proud, but mostly I’m stressed –

26th January 2023 As we say goodbye to the Tiger and welcome the Rabbit what will we expect of financial markets? Will they roar like tigers or hop along gently like rabbits? Well here’s the reality check. The reality is whatever happens within financial markets are outside our control. By enlarge, nothing we do individually

19th January 2023 Gold, Silver and Bronze are medal colours of Olympic proportions. They’re also MPF’s value-for-money metric, helping members understand the value each MPF scheme has delivered to members. Ever wondered which MPF scheme is delivering the best value-for-money results to its members? Well it may interest you to know the 2023 results have

12th January 2023 Welcome to 2023, a new year and the perfect time for a financial check-up. Take responsibility for your financial welfare by doing the following: Work out how much you’re really worth It’s the first step to assessing your financial health. Think of it as jumping on the bathroom scales. You may not

5th January 2023 The MPF “Employers’ Choice” award is highly sought-after by MPF schemes because, as the name suggests, it’s chosen by a select MPF stakeholder, Hong Kong’s employers. Employer votes not only matter but the feedback received through the Employers’ Federation of Hong Kong’s (EFHK) 6th annual MPF Expectations Survey also provides valuable employer

29th December 2022 War, inflation, interest rate and recession concerns, events outside the MPF system’s control, conspired to deliver MPF members a poor investment performance year, and while these concerns may linger in 2023, expect one quietly announced 2022 initiative to positively transform MPF performance in the new year, and this one is in the

8th December 2022 Why making no decision maybe your best decision Today I read an interesting story about jam which reminded me of MPF. You might wonder, what does jam have to do with MPF? Well let me explain.   According to the story, on one particular day, shoppers saw a table with 24 jam varieties.

30th November 2022 Professional footballer considers Mercedes before buying an MPF One Hong Kong footballer explains why MPF is a better vehicle than a Mercedes Benz.   Cristiano Ronaldo’s life is glamorous, but for the majority of footballers, life is different. The average professional footballer’s career is short so one needs to maximize time to secure

30th August 2022 After agreeing a price to sell his 2nd hand bike he immediately felt regret. The seller had fielded better offers. Despite believing in good faith negotiation and the saying, “my word is my bond”, the buyer raised his offer and agreed to collect the bike at the seller’s home. The beautiful Gold